We know that the cost of Invisalign and other dental procedures is an important factor in deciding whether to proceed with treatment. One off dental work such as aligners and implants can be big expenditures that need to be budgeted for. And so, we’re delighted to be able to offer Cotteswold House Dental Care patients interest free loans of up to 24 months, through our partner V12 Finance, enabling more of our valued patients to invest in their smile.
Who are V12 Finance?
V12 offer simple and straightforward finance options. It is important to know that your finance arrangements are in safe hands and we want you to feel confident that your loan is being handled professionally. V12 arrange and administer loans on behalf of Secure Trust Bank PLC, who is the lender.
How much does it cost?
V12 loans are interest free for up to 24 months! That means you only pay back what you borrow.
You can request a longer loan – up to a maximum of 60 months – however loans over more than 24 months will be charged at an interest rate of 7.9% APR (interest rates are subject to change).
How much can I borrow?
When deciding on the period of your loan, you will choose if you want to borrow at 0% interest for 6, 12, 18 or 24 months. This will vary according to individual circumstances; it will depend on how much you want to borrow and how much you wish to pay back each month.
There is also the option of making an initial payment if you would like; this could help reduce your monthly payments or the length of your loan period. However this isn’t a requirement and you are able to finance the whole cost of your treatment if you wish.
Approval of the loan is the decision of V12 and Secure Trust Bank PLC.
Terms and conditions apply.
How do I apply?
It is very straightforward:
Following your dental procedure quotation, our Cotteswold House Patient Coordinator will explain the different financing options available. If you decide to go ahead with financing, let us know your chosen loan period and we will send you an email link to complete in your own time at home. It’s a quick, clear and easy online application which goes directly to V12 for their approval. It’s as simple as that!
And remember, we’re always on hand at the practice to help with your application.
How does V12 financing work?
Loans are repaid by monthly direct debit, which will only be set up when your application is approved, so you can relax knowing there is nothing else you need to do.
Once your application has been approved by V12 there is a mandatory two-week ‘cooling off period’ to give you the chance to change your mind, after which we can book in your treatment.
How can I access my loan details?
Access to your loan information couldn’t be easier. It’s a paperless process, so once your loan is agreed, you will be given your own online self-service portal where you can view your account and manage your payments. You will be able to see monthly statements, keep an eye on your shrinking balance and make any additional payments you wish. This ensures there are no surprises and allows you to maintain control throughout the life of your loan.
Can I use this to finance other treatments or just Invisalign?
We are pleased to offer V12 Financing for nearly all Cotteswold House Dental Care treatments to help you spread the cost of your procedures here at our dental practice in Gloucester. Further details on our fees can be found on our dental fees page. We are also happy to offer our patients a Healthy Mouth Plan, which includes a 10% discount on treatments (not applicable on implants or orthodontics) as well as check ups, discounted tooth whitening and other great oral hygiene benefits to maintain healthy teeth and gums.
If you would like more information about financing your dental treatments at our Gloucester dental practice, please contact the team at Cotteswold House Dental Care and we would be happy to answer any questions or send you further details.